If a beach town were designed with families in mind, Santa Cruz would be it. The historic Santa Cruz Beach Boardwalk appeals to all ages, downtown Santa Cruz is hip enough for any teen, and outdoor lovers have numerous beaches and state parks within a short distance from each other. Santa Cruz is located 74 miles south of San Francisco where the crashing blue Pacific Ocean meets towering redwood forests. Santa Cruz has a moderate climate year round. Summers are warm with occasional fog and winters are cool, but never frigid. Whatever time ...

On Wednesday, February 27th, Chairman Ben Bernanke of the Federal Reserve warned Congress that he is prepared to lower interest rates again at their next meeting on March 18th. His goals are to keep the economy afloat and shore up the sagging housing market while trying to put a hold on inflation. With the threat of a recession looming over the economy, Bernanke feels another interest rate cut will help to ward off what some think is inevitable. Since last summer the housing market has dropped considerably, credit problems have worsened and the ...

With a current enrollment of 48,000 students, the University of Texas is the second-largest public university in the country after UCLA's main campus.� But unlike Los Angeles, Austin, Texas is considered one of the best cities in which to live in the U.S.� Unfortunately, on-campus student housing facilities haven't kept up with the university's gargantuan population. Since I graduated from UT's class of a-year-a-long-time-ago-so-don't-worry-about-it, here are some things to keep in mind about your first year's digs: 1) UT admits students on a first-applied, first-accepted basis.� Once a student is accepted to ...

How to Easily Consolidate Credit Card Debt What to Watch Out for when Consolidating Credit Card Debt Rebecca Livermore, Yahoo! Contributor Network Oct 28, 2009 "Contribute content like this. Start Here." More: Consolidate Debt Debt Leads Lower Debt Credit Card Interest Rates tweet Print Flag Post a comment Credit card debt can quickly get out of hand to the point of it being difficult ...

So you woke up one day and suddenly became inspired to pay off all of your credit card debt, right? OK, so for most of us the realization comes with the call of debt collectors and money being sucked away by simply paying minimums. Where credit card debt is concerned, the most common response is to simply put it off or ignore the issue all together. That path leads to forgotten payment, late fees, higher interest rates and additional credit card debt to wrangle. Quite the opposite of what anyone needs. The first ...

If you're above your head in credit card debt, you are not alone. Trillions of Americans, just like you are screaming at the top of their lungs to "Help Me Get Out of Credit Card Debt". Well, in this article, I will provide you with tips on consolidating and managing your credit card debt. Let's begin. Understand the dangers of credit cards. Some of you may think credit cards are free money but they are not. In fact, credit card debt charges interest rates. In many instances, the interest rates are higher than 20% and ...

Are you one of the many Americans who suffer from credit card debt? As nice as credit cards are to have and to use, they can be a financial death trap. In fact, credit card debt is so common that there is a chance that you know this, firsthand. If you do suffer from credit card debt, are you doing anything to get out of it? Even if you cannot afford large monthly payments, do you know that there are still things that you can do to reduce or cut back on your ...

Parking at UCSC is a ridiculous hassle. There are so many cars on campus these days. Because of the overcrowding, TAPS won't sell permits to 1st or 2nd year students living in on-campus housing. Therefore, these students are not allowed to have their vehicles on campus M-F between early morning (around 7am) and 8:30pm unless parked in a metered space, which costs a quarter per 10 minutes. Parking lots are still crowded despite this policy. At peak times, forget North Remote, and West Remote is often full plus a couple cars ...